Reader question:

What is the best way to get cheap term life insurance in Arizona?

Micah

Thanks for asking, Micah.

I like to advise people to, instead of trying to buy cheap term life insurance in Arizona through a broker, to either go to a financial advisor and do so or go directly to the life insurance company. When you buy your life insurance through a broker, then you’re going to have several problems. First of all, brokers only work for a certain amount of companies, so you’re going to get a limited number of quotes. Second of all, and most importantly, there are a lot of hidden charges that come with going through a broker. Not only will the broker charge you a broker fee, but your life insurance company will also charge you more, since they have to pay the broker a commission.

If you buy directly from the company, then you don’t have to deal with any of that. You can look up quotes for cheap term life insurance in Arizona online, and it’s just as good as going through a broker. If you go through a fiancial advisor, they find the quotes for you, and you only have to pay them a small fee, no commission.

take care,

Fashun