Reader question:

Are no exam life insurance quotes in Arizona cheaper than quotes with an exam?

Marian

Excellent question, Marian.

You know, there are a lot of perfectly healthy, or only slightly unhealthy, people who look up no exam life insurance quotes in Arizona just because they THINK that, if they undergo a physical, they will be charged ridiculously high rates. The sad thing is that this is mostly paranoia, and these people have no reason to fear. A simple knack for breaking your leg, occasional drinking habit, a few extra pounds, and so on, aren’t going to get you the highest rates available.

No exam life insurance quotes in Arizona, however, will. These policies are for the people who have the worst of the worst. People recovering from cancer or who have had strokes and heart attacks. People who have no options for buying insurance elsewhere. If you have options, take advantage of them. It is rare if ever that a no exam policy is cheaper than a regular policy. However, if you have a condition that disqualifies you from most policies, then by all means, go ahead. Just make sure you shop around and get the best no exam quotes.

take care,

Fashun